Commercial Insurance for
Contractors & Business Owners
We work with contractors and business owners across the western US to find the right coverage at a competitive rate — working with top-rated carriers across the markets that best fit your business.
Top
Insurance Markets
100%
Independent Broker
Western US
Serving Western US States
Custom Solutions for Every Contractor
Whether you're a small or large business, we've got you covered.
Commercial Insurance Solutions
A full range of commercial coverage to protect your business, employees, and assets.
General Liability
Protect your business from third-party bodily injury and property damage claims.
Learn moreWorkers Compensation
Cover medical costs and lost wages when employees are injured on the job.
Learn moreCommercial Auto
Coverage for company trucks, vans, and work vehicles used for business.
Learn moreBuilder's Risk
Protect buildings and materials under construction against loss or damage.
Learn moreProfessional Liability
E&O coverage for design, consulting, and service-based contractors.
Learn moreSurety Bonds
License & permit, contractor, bid, and performance bonds for all trades.
Learn moreAn Independent Broker Working for You
As an independent brokerage, we work for our clients — not for any single insurance company. We work with top-rated carriers to find the right combination of price and protection for your specific business.
Access to Top Markets
We place coverage with a broad panel of admitted and surplus lines carriers, so we can find a fit for most risks.
Responsive Service
Your account gets personal attention. We respond promptly and stay engaged throughout the policy lifecycle.
Certificate Issuance
Once your policy is bound, we handle certificate requests efficiently so your operations stay on schedule.
Financing Available
Flexible premium financing options are available to help manage cash flow for larger policies.
Some of Our Insurance Partners
Need a Contractor Bond?
License & permit, contractor, bid, and performance bonds — buy online through our bonding portal.
What Our Clients Say
Contractors and business owners across the western US trust Altamira for their commercial insurance needs.
"Altamira got my general liability and workers comp sorted out the same day I called. Great rates and they actually answered the phone."
Carlos M.
CM General Contracting · Las Vegas, NV
"As a roofing contractor, getting insured is always a headache. Altamira made it painless and found me a better rate than my previous broker."
Jason T.
Southwest Roofing Co. · Phoenix, AZ
"Fast certificates, responsive team, and competitive pricing. I send all my subcontractor referrals to Altamira."
Maria L.
Pacific Tile & Marble · Los Angeles, CA
⭐ Trusted by contractors across CA, NV, UT, AZ & TX
Common Questions About Contractor Insurance
Work With an Independent Broker
We work with top-rated carriers across the markets that matter most for your line of business.